Structured Debt vs Bank Loan: When Indian SMEs Should Choose Private Credit

For Indian SMEs, financing should extend beyond traditional banks. While bank loans offer lower rates for standardised, well-secured needs, structured debt from private credit funds provides essential flexibility. This bespoke financing utilises non-convertible debentures and mezzanine debt, aligning repayments with actual cash flows rather than fixed monthly instalments. It offers rapid deployment and enables capital-heavy […]